Tuesday, December 8, 2020

Divorce

Units normally include fully equipped kitchens with a dining area, dishwasher, televisions, DVD players, etc. It is not uncommon to have washers and dryers in the unit or accessible on the resort property. The kitchen area and amenities will reflect the size of the particular unit in question. This material may not be published, broadcast, rewritten, or redistributed. A strand of behavioral finance has been dubbed quantitative behavioral finance, which uses mathematical and statistical methodology to understand behavioral biases in conjunction with valuation. Although lately its use is considered naive, it has underpinned the development of derivatives-theory, and financial mathematics more generally, since its introduction in 1973.

Used as the basis for attracting mass appeal to purchasing a timeshare, is the idea of owners exchanging their week, either independently or through exchange agencies. The two largest—often mentioned in media—are RCI and Interval International , which combined, have over 7,000 resorts. They have resort affiliate programs, and members can only exchange with affiliated resorts.

The Last Read

In fault states, on the other hand, the driver who caused the crash will always be responsible for losses. In these states, even relatively minor crashes can result in settlement offers from the at-fault driver’s insurer that may provide more comprehensive compensation. When liability is clear in a collision, this can result in a larger settlement. The insurer representing the driver who is at fault for the crash will accept responsibility and likely provide a reasonable settlement offer with the goal of avoiding a lawsuit. It is possible for accident victims to pursue a claim against the at-fault driver directly for losses not covered by insurance. But many people don’t have enough assets to actually pay additional damages even if the court were to award them.

Or, more specifically, that person’s liability auto insurance will pay out for medical bills, property damages, lost wages and other losses. Crash victims who sustain only minor property damage, for example, would be offered far less money from an insurer to settle a claim than those who lose loved ones to an accident or who sustain permanent injuries. Reuters, the news and media division of Thomson Reuters, is the world’s largest multimedia news provider, reaching billions of people worldwide every day. Reuters provides business, financial, national and international news to professionals via desktop terminals, the world's media organizations, industry events and directly to consumers. Festivity on hold for stocks as rate hikes beckon , article with imageAsia's stockmarkets made a wobbly start to the final full trading week of 2022.

Thanksgiving 2022: pies, parades, presidential pardons and the history behind the day

Shortly thereafter, the Florida Real Estate Commission stepped in, enacting legislation to regulate Florida timeshares, and make them fee simple ownership transactions. This meant that in addition to the price of the owner's vacation week, a maintenance fee and a homeowners association had to be initiated. This fee simple ownership also spawned timeshare location exchange companies, such as Interval International and RCI, so owners in any given area could exchange their week with owners in other areas. As outlined, finance comprises, broadly, the three areas of personal finance, corporate finance, and public finance.

average lawyer fees for buying home

In many resorts, they can rent out their week or give it as a gift to friends and family. The timeshare provider must comply with all obligations written in the timeshare contract, as well as the internal rules of the timeshare resort. The requirements to cancel a timeshare contract must be more practical and less burdensome. Central banks, such as the Federal Reserve System banks in the United States and the Bank of England in the United Kingdom, are strong players in public finance. They act as lenders of last resort as well as strong influences on monetary and credit conditions in the economy. Some fields are multidisciplinary, such as mathematical finance, financial law, financial economics, financial engineering and financial technology.

Factors That Affect the Amount of Car Accident Settlements

It’s also important to make sure the attorney has experience with similar crash types. Although lawsuits do happen after motor vehicle accidents, most cases settle outside of court. In fact, a Martindale-Nolo survey of readers who had received car accident compensation found that 98% obtained their funds through a settlement rather than a court case. Accident victims need to understand their rights when car crashes occur. Learning the truth about typical car accident settlement amounts can help collision victims make informed choices when a crash happens.

average lawyer fees for buying home

A property purchase for £100,000 might be a legal fee of £300.00 plus VAT, but a purchase of £300,000 might be a legal fee of £500.00 plus VAT. One College Basketball Powerhouse Teaches Another About Toughness U.C.L.A. is able to frustrate its opponents in close games thanks to its fortitude. This week’s selections include a cozy biography of the 18th century potter Josiah Wedgwood, a murder mystery involving an English theater group, a debut novel set in 20th-century Korea and more. A condominium fee is charged by a condominium association to cover the cost of repairs, landscaping, or for amenities such as a gym or pool. Some financial experts suggest budgeting for 1% or 2% of your mortgage balance as a yearly maintenance and repair fund, but the amount you should save depends on your home's age, condition, and size.

Timeshare resorts tend to be strict on the number of guests permitted per unit. More than happy to give your ex-spouse's last name back to him or her after your divorce? Ranking member of the House Intelligence Committee Rep. Mike Turner said the FBI is facing subpoenas after the Twitter Files released by CEO Elon Musk over the last two weeks. Former U.S. attorney Brett Tolman unpacks the criminal charges FTX CEO Sam Bankman-Fried is facing, and shares what impact the FTX collapse will have on the industry and investors.

Performance information may have changed since the time of publication. Severity of injury is a major factor determining typical car accident settlement amounts. The Martindale-Nolo survey revealed the average compensation for car accident victims who were not injured was $16,700 while the average award for injured crash victims was $29,700. The coverage of insurance available and a determination of who is at fault will also affect the average car accident settlement. Remember that it is not just the legal costs that you are going to be paying for; estate agent charges, moving fees and a number of other things can increase the price of your house move.

Wondering about the differences between a living will and an advance directive? To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.

In some states, called contributory negligence states, if a driver is even 1% at fault for a collision, he cannot collect any compensation from the other motorist who was mostly to blame. Most claims settle both because insurers generally want to avoid the cost of a trial and because victims often want to avoid the time and uncertainty of a trial. Access unmatched financial data, news and content in a highly-customised workflow experience on desktop, web and mobile. GalleryTwitter CEO Musk launched a poll on the social media platform on Sunday asking whether he should step down as head of the company, adding that he would abide by the poll results. When choosing legal separation or divorce you should understand how they compare and how they would impact your life. Answers to common divorce questions about the division of property, alimony, child custody, child support, and more.

Most property solicitors or licensed conveyancers, will calculate conveyancing fees, based on the value of your transaction and will stagger or tier their conveyancing legal fees dependent on the value. Exiting a timeshare without the cooperation of the developer is not easy, and often requires the assistance of a specialist. This specialist may be a broker who works both sides of the market, or an attorney who can litigate the contract.

Finance is the study and discipline of money, currency and capital assets. It is related to, but not synonymous with economics, the study of production, distribution, and consumption of money, assets, goods and services . Finance activities take place in financial systems at various scopes, thus the field can be roughly divided into personal, corporate, and public finance. Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities.

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average lawyer fees for buying home

Finance Wikipedia

These, in turn, overlap and employ various activities and sub-disciplines – chiefly investments, risk management, and quantitative finance. These are the average conveyancing fees for buying a property calculated directly from our own network of solicitors and licensed conveyancers for the years 2022. When most people think about the costs of homeownership, they think only about the monthly mortgage payments on their residences. Not only must property taxes and insurance be considered, but also maintenance and repair costs. A residence can indeed be a valuable asset and a path to a more stable financial future. However, novice buyers may be shocked by the bite homeownership can take out of their wallets.

The insurer who represents the person who caused the crash will generally make a settlement offer to collision victims. This would be a lump sum payment, in exchange for which the victim gives up all rights to further claims. But if the victim doesn’t believe the offered compensation is fair, a car accident lawsuit can result. These are the average conveyancing fees for remortgaging a property calculated directly from our own network of solicitors and licensed conveyancers for the years 2022.

Caroline Edwards

Homeownership may offer tax benefits, as well, and it can help you build your credit. Even though resales come at a fraction of original costs, developers are often reluctant to exercise the ROFR. When a developer exercises the ROFR, they become the owner and must pay the same maintenance fees and property taxes to the resort's HOA, so they must maintain a healthy balance between inventory ready for sale and maintenance costs. A good car accident settlement offer is one that fully covers your medical expenses, property damage, and time off from work. It compensates you adequately for the pain and trauma you have experienced related to the accident. A skilled attorney can evaluate your settlement offer and advise you if it is reasonable.

Whether you handle the yard work yourself or hire a professional, you will have to pay something to keep your landscaping in check. Lawn equipment can be costly and, if you have considerable acreage, you may need equipment like a snowblower or a leaf blower, too. If your HVAC system is contaminated, mold can spread throughout your home every time the furnace is running. If you think you've been discriminated against based on race, religion, sex, marital status, use of public assistance, national origin, disability, or age, you can file a report to the Consumer Financial Protection Bureau or the U.S. HOA fees can rise, or your association may need to charge a special assessment for projects such as repaving the parking lot, installing a new security system, or revamping common areas or buildings.

Looking for Conveyancing Advice?

The investment banks find the initial investors and facilitate the listing of the securities, typically shares and bonds. Additionally, they facilitate the securities exchanges, which allow their trade thereafter, as well as the various service providers which manage the performance or risk of these investments. These latter include mutual funds, pension funds, wealth managers, and stock brokers, typically servicing retail investors . Finally, the extent of financial loss affects typical car accident settlement amounts. The settlement is generally designed to make a crash victim whole for the losses the collision caused. This includes both losses related to injuries, such as lost wages, as well as losses related to property damage.

average lawyer fees for buying home

Timeshare resorts tend to be strict on the number of guests permitted per unit. More than happy to give your ex-spouse's last name back to him or her after your divorce? Ranking member of the House Intelligence Committee Rep. Mike Turner said the FBI is facing subpoenas after the Twitter Files released by CEO Elon Musk over the last two weeks. Former U.S. attorney Brett Tolman unpacks the criminal charges FTX CEO Sam Bankman-Fried is facing, and shares what impact the FTX collapse will have on the industry and investors.

Revising Your Estate Plan After Divorce

An individual who owns Week 26 at a resort can use only that week in each year. A life estate deed is one way of transferring ownership of real property. "Trees" are widely applied in mathematical finance; here used in calculating an OAS. These are used for settings beyond those envisaged by Black-Scholes. Post crisis, even in those settings, banks use local and stochastic volatility models to incorporate the volatility surface. You do not have to have an attorney and can negotiate with the insurance company on your own.

The United States Federal Trade Commission provides consumers with information regarding timeshare pricing and other related information. Also known as Universal Lease Programs , timeshares are considered to be securities under the law. Verbal promises must be written and established in the original timeshare contract.

Quantitative finance

An example of this may be a floating summer week, in which the owner may choose any single week during the summer. In such a situation, there is likely to be greater competition during weeks featuring holidays, while lesser competition is likely when schools are still in session. Some floating contracts exclude major holidays so they may be sold as fixed weeks. The most common unit of sale is a fixed week; the resort will have a calendar enumerating the weeks roughly starting with the first calendar week of the year. An owner may own a deed to use a unit for a single specified week; for example, week 51 typically includes Christmas.

average lawyer fees for buying home

Thus, a right-to-use contract grants the right to use the resort for a specific number of years. In many countries there are severe limits on foreign property ownership; thus, this is a common method for developing resorts in countries such as Mexico. Research may proceed by conducting trading simulations or by establishing and studying the behavior of people in artificial, competitive, market-like settings. Much of corporate finance theory, by contrast, considers investment under "certainty" (Fisher separation theorem, "theory of investment value", Modigliani–Miller theorem).

These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in oureditorial policy. Some costs are strictly financial and beyond your control to a large extent.

average lawyer fees for buying home

Wondering about the differences between a living will and an advance directive? To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners.

Estate Planning

Timeshare developers contend that pricing compared to staying at hotels in the long term is projected to be lower to the timeshare owner. However, a hotel guest does not have a monthly vacation mortgage payment, upfront cost, fixed schedule, maintenance fees, and preset vacation locations. Many owners also complain that the increasing cost of timeshares and accompanying maintenance and exchange fees are rising faster than hotel rates in the same areas. A variant form of real estate-based timeshare that combines features of deeded timeshare with right-to-use offerings was developed by Disney Vacation Club in 1991. Purchasers of DVC timeshare interests, whom DVC calls members receive a deed conveying an undivided real property interest in a timeshare unit. Each DVC member's property interest is accompanied by an annual allotment of vacation points in proportion to the size of the property interest.

average lawyer fees for buying home

Overlaid is the portfolio manager's investment style– broadly, active vs passive , value vs growth, and small cap vs. large cap– and investment strategy. It was in the middle of the 20th century that finance emerged as a distinct academic discipline, separate from economics. (The first academic journal, The Journal of Finance, began publication in 1946.) The earliest doctoral programs in finance were established in the 1960s and 1970s.Finance is widely studied at the undergraduate and masters level.

Average Residential Conveyancing Fees & Costs 2022 | UK

It's very important to understand the full costs involved in moving house. A home warranty is a contract that covers the cost of maintaining household systems or appliances, not to be confused with homeowners insurance. If you buy a residence within a homeowners' association or a condominium association, you'll be required to pay a monthly or quarterly fee. This charge generally covers costs for services that benefit the entire neighborhood, like garbage collection or snow plowing.

average lawyer fees for buying home

At NextAdvisor we’re firm believers in transparency and editorial independence. Editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by our partners. Editorial content from NextAdvisor is separate from TIME editorial content and is created by a different team of writers and editors. Each week, you’ll get a crash course on the biggest issues to make your next financial decision the right one.

How to Get a Divorce With No Money

The Insurance Information Institute reports the average claim for bodily injury after a collision was $20,235 in 2020, while the average property damage claim was $4,711. However, a Martindale-Nolo survey of readers who made car accident claims between 2015 and 2020 reported an average settlement of $23,900. Banks and mortgage companies require it before issuing you a loan, and the premiums are likely to be included in your mortgage payment.

average lawyer fees for buying home

When dividing property for a divorce, a quit claim deed can be a useful tool. What happens to the property you had before getting married when you divorce? Get help navigating a divorce from beginning to end with advice on how to file, a guide to the forms you might need, and more. If you are looking for a mortgage lender conveyancing panel solicitor, Conveyancing Calculator, will search for a conveyancer that is authorised and approved to work with your lender.

Revising Your Estate Plan After Divorce

These are the average conveyancing fees for selling a property calculated directly from our own network of solicitors and licensed conveyancers for the years 2022. Other potential monthly costs include taxes, homeowners insurance, private mortgage insurance , and HOA fees, if applicable. You will also likely pay monthly heating and cooling, electricity, and water. If you have taken out a home equity loan or a home equity line of credit, you may pay those each month as well. It can be financially beneficial because every mortgage payment helps you earn equity. Some mortgage payments may be lower than rent payments over time so that you may earn money in the long run.

Through finance, distances in timespace between production and consumption are then posible. The use of coins as a means of representing money began in the years between 600 and 570 BCE. Cities under the Greek empire, such as Aegina , Athens , and Corinth , started to mint their own coins.

If the guide is licensed, the prospect is quoted the retail price of the particular unit that best seemed to fit the prospective buyer's needs. If the tour guide is not a licensed agent, a licensed agent steps in to present the price. If the prospect replies with "no", or "I would like to think about it", the prospect will then be given a new incentive to buy. This incentive will usually be a discounted price that is only "good today" .

average lawyer fees for buying home

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Most properties in most timeshare systems are worth a fraction of the original price after the purchase, and often carry no value at all. The prospective buyers (or "prospects") are seated in a hospitality room with many tables and chairs to accommodate families. The prospects are assigned a tour guide, who may be a licensed real estate agent. After a warm-up period and some coffee or snack, a podium speaker welcomes the prospects to the resort, and shows a promotional video. Sometimes units are sold as floating weeks, in which a contract specifies the number of weeks held by each owner and from which weeks the owner may select for his stay.

"The discounted price I quoted you is only good if you buy today", is the industry standard's pitch to close the sale on the first visit to the resort. Many have left a timeshare tour complaining of being exhausted by the barrage of salespeople they had to deal with before they finally exited the tour. The term "TO", or "turn over" man, was coined in the land industry, and quickly evolved to the timeshare industry.

Monday, December 7, 2020

Aguilar Home Improvement NJ Read Reviews + Get a Bid

Fredi and his crew our hard workers and perfectionists. This is our second time using him and we are always impressed. We were very pleased with Mr. Aguilar and his crew.

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We strive for our customers to be satisfied with our work, which is why we provide open communication channels throughout the duration of each project. Ask for a free estimate and see for yourself. New Jersey state law requires all contractors to maintain an active general liability policy.

BBB Reports On

I would definitely recommend and use this company in the future. I contracted with Aguilar Home Improvements to repair three sections of my roof -- leaks in two flat areas and a leak in one sloped area. When they came out to do the work, they realized that the prior roof installation had been horribly done. So much water had leaked in that the plywood was the consistency of oatmeal . Also, the prior contractor had installed their flat roof over the existing roof .

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They did a great job and even added some decorative elements to the work. He had one of the best prices that we had. The next person who came in was for dry walling and when he did dry walling around the skylights he said it was really good. I would like to recommend him to anyone.

Williams Painting And Remodeling

We want to do the job and do it right and do it right the first time. Performed repairs on the main roof and porch roof of our rental and performed some brick up-pointing work on the chimney. If you are looking for remodeling ideas, you can browse hundreds of beautiful photos of work performed by our general contractors.

They provide some structural support under the roof. The quote was pretty detailed and the owner went over exactly what needed to be done in more detail that other bidders. They pretty much did what they said they would do and it worked. I was having a leaking problem and it was solved. Fredi has repaired a couple of our skylights and is always very prompt and efficient - often he will fix the issue without us being home. When not covered by our warrantee, his prices have been very fair.

Aguilar Home Improvement LLC License info

Their BuildZoom score of 92 ranks in the top 32% of 12,093 Connecticut licensed contractors. Aguilar Home Improvement LLC, 23 Morris Ave, Trumbull, CT holds a Home Improvement Contractor license according to the Connecticut license board. BBB Business Profiles may not be reproduced for sales or promotional purposes. Yes, Aguilar Home Improvement LLC offers eco-friendly accreditations. Aguilar Home Improvement LLC is currently rated 4.9 overall out of 5. I hired Aguilar to completely remove my old roof and replace it with a new one.

Fixed a roof leak around a dormer window (bad job by previous roofers.) Cleaned gutters and installed 64' of gutter leaf guard. He was a little hard to understand on the phone, but he came out when he said he would and showed up to do the work on time. My primary focus was getting the roof leak fixed, which he did, and I got a good price from him on the leaf guards so I had him do those too. Fredi came out and gave me an estimate for installing a skylight and removing the popcorn ceiling and replacing it with drywall.

Wide variety of home improvement projects with emphasis on structural, roof, and interior job applications. Contact us to set up a free estimate appointment when investing in your home or commercial site. TypeHome Improvement ContractorAccording to the New Jersey Department of Law & Public Safety, the status of this license was at one point cancelled. However, this information may have changed. If this is your business, please update your license status.

aguilar home improvement llc

Freddie came out punctually for the estimate and did the work a few days after that. There were two small jobs, so the price was a little high because I required two trips, but all in all, really great service. The first time he patched up our roof, painted it reflective silver, and replaced our gutter and downspout. The second time he replaced two skylights, fixed some decorative tin on the front bay windows, and painted the tin.

AGUILAR HOME IMPROVEMENTS LLC

It is always a good idea to hire contractors with both general liability and workers' compensation insurance policies. Request copies of both insurance certificates before any work begins. BuildZoom combines license information on 3.5 million contractors with 270 million building permits, and over 135,000 reviews from property owners.

They went above and beyond offering suggestions on how to improve the aesthetics of the area they were working on . I had bought a skylight that was too big and they even worked around the issue and came up with a great solution allowing us to still utilize the skylight. Their drywall work was perfect and they even replastered parts of the walls that had gotten ripped down when the ceiling came down .

It is lasting and they had some good ideas. Their BuildZoom score of 0 does not rank in the top 50% of New Jersey contractors. BuildZoom hasn't received any reviews for Aguilar Home Improvement LLC. Click here to be alerted when reviews are posted about them. Use ourfree bidding systemto get a quote from Aguilar Home Improvement LLC + 2 more of the best.

aguilar home improvement llc

Energy Products & Services Siemens Global

The event includes a 1-mile "Pit Road Walk" for those who would prefer to walk a shorter distance. Overall Results Age Group Results The SMT Turkey Trot is a fun 5K run/walk through the borough of New Cumberland. It would be impossible to overstate the importance of digital business ecosystems. Siemens AG is a global technology powerhouse that has stood for engineering excellence, innovation, quality, reliability and internationality for more than 170 years. Active around the world, the company focuses on intelligent infrastructure for buildings and distributed energy systems and on automation and digitalization in the process and manufacturing industries...

To succeed in this highly complex task, small and large businesses alike need to rethink competition and partnerships. Strategic and technological perspectives on developments that change the way we live, work and produce. For example, how technology with purpose will help us to drive dematerialization and do more with fewer natural resources. How technological trends will help accelerate our progress on the path to a net-zero world.

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If you want to infuse a rich hickory flavor or a light applewood taste, leave it to your neighbor Ol’ Hick. You can find Energex wood pellets all over the East Coast of the United States. Whether you live in sunny Florida or need to get rid of the nip in the air during a northern winter, you’ll find a store with the highest-quality wood pellets in the nation.

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Camp Cadet also provides the cadets with a chance to establish a positive relationship with law enforcement personnel and military personnel. Overall Results Age Group Results The Mifflinburg 4th of July 5K Race Committee invites you to participate in the Mifflinburg 5K Run. Bring your family and celebrate with us at the Mifflinburg Community Park. The day will be full of good food, friends and fun things to see and do. Overall Results Age Group Results The UPMC Harrisburg Half Marathon course starts on City Island and runs along the scenic Riverfront Park in the downtown Harrisburg community.

Love Inc 5k – Milton, PA

Winter activities and demonstrations from 12-4pm include snowshoeing, cross country skiing, snowmobile rides, ice skating, horse drawn wagon rides, ice cutting, ice fishing and other winter fun. Overall Results Age Group Results Come join us for the Wyoming Valley Striders Annual Cherry Blossom 5 Mile Run / Annual Tim Thomas Memorial! This event will be held at Kirby Park when the stunning cherry trees are in full bloom. Tim Thomas was a local standout runner and ran for Bloomsburg University. Overall Results Age Group Results Join us for the "Getting Ahead of Poverty" race to benefit the Getting Ahead Foundation, a 501c3 non-profit organization located in Milton, PA! We host Getting Ahead programs in Lewisburg, Milton, and soon, Sunbury, where we provide life skills training including financial literacy and nutrition education.

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EcoTransparency and the “blue” portfolio is Siemens’ approach for making the environmental performance of power supply products more transparent. A comprehensive portfolio for medium-voltage power distribution enables a more economical and responsible use of electrical power through the utilization of smart grids. The Siemens portfolio covers the whole spectrum of applications to design, finance, build, operate and maintain a modern smart grid and power distribution systems.

Article: Siemens and NVIDIA partner to build the Industrial Metaverse

We are often asked to provide a list of nurseries that offer a selection of David Austin's roses for sale. Stock availability will vary from nursery to nursery and during the season. We have released our fourth quarter results and the preliminary figures for fiscal year 2022 on November 17, 2022. Siemens plant in Zug wins this year’s Factory of the Year award in the resilience category... Customers living in Pennsylvania can request bulk order delivery from our Mifflintown facility.

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Central PA is a hotspot for this issue, yet services for survivors are few and far between. Overall Results Age Group Results The race course is around the campus of the Susquenita School district. The race will raise money for the Susquenita Blackhawk Foundation which supports education and extracurricular activities in the Susquenita School District. A Veteran’s Day theme was selected to salute our many graduates that have served our country. Overall Results Age Group Results This 3.1 mile race is for walkers, joggers, competitive and non-competitive runners, dog-walkers, dog-runners and stroller pushers . Please note that there is mixed terrain on the course which includes, pavement and stone trails.

Beyond that the guide is useful as a reference work for technical questions and in supporting continuing education in technical fields. Dyna Grid Center Research Project – Driving the development of traditional transmission control centers into dynamic control centers of the future. The MindSphere Application Center for Internet of Energy brings people and expertise together to solve business challenges like yours through digitalization. Grid edge is at the focus of a new energy system – it´s where the consumer, prosumer and the intelligent grid interact. In this new dimension between intelligent grids, smart buildings and prosumers Innovative technologies and new business opportunities are emerging. In ensuring smooth operation of digital production environments and in the construction and operation of industrial or commercial buildings, the underlying power distribution and industrial controls are decisive.

How digital transformation can open up new pathways to sustainability for industry. The Metaverse has its sceptics but, like any new tool, it is how we use it that counts. From testing space exploration to growing plants underwater, it has the potential to be a virtual world to solve real-world problems. Please check directly with the nursery before making your visit to make sure that they have the roses you are looking for. Press Event 17 November 2022 Annual Press Conference 2022 We have released our fourth quarter results and the preliminary figures for fiscal year 2022 on November 17, 2022. Grillmasters all over the East Coast will find Ol’ Hick products near them, whether they live in Maine or Florida.

Mid-State Athletic Conference XC Championship – Painted Post, NY

Overall Results Age Group Results 5k race starts at 9am in front of the Carousel Pavilion on City Island. Funds raised from the Run for Restoration will go toward Greenlight Operation's Restoration Home Project. The home will provide therapeutic care to women that have been sex trafficked.

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We teach life skills through dynamic interactive lessons and running games. The program culminates with the girls being physically and emotionally prepared to complete a celebratory 5k running event. The goal of the program is to unleash confidence through accomplishment while establishing a lifetime appreciation of health and fitness. A unique combination of financial expertise, risk management and industry know-how enable SFS to create tailored innovative financial solutions. With these, SFS facilitates growth, creates value, enhances competitiveness and helps customers access new technologies... Revolution Overall Results Revolution Gender Results Last Man Standing Results This is a fundraising event that aims to raise money and awareness for regional autism related organizations.

Siemens Mobility delivers ICE 3neo for Deutsche Bahn

In the face of climate change and growing global challenges, companies need to accelerate on their path to sustainability. Siemens and NVIDIA will collaborate to enable the Industrial Metaverse and increase use of AI-driven digital twin technology that will help bring industrial automation to a new level. A virtual world where an infinite number of people can meet, work, play games, shop or socialize.

Overall Results Age Group Results Race benefits PA State Police Troop L Camp Cadet program. Camp Cadet is a week-long, once in a lifetime opportunity for youth ages to experience. Camp Cadet is dedicated to instilling self-discipline, self-respect, and self-esteem in the cadets.

Company Siemens

The race starts behind the courthouse along the Riverwalk on Merrill Parkway. Overall Results Age Group Results Join us for a fun 5k in south-central Pennsylvania. Dale Brougher Foundation YMCA in Shrewsbury, PA. The loop winds along country roads, through a Senior-living campus and community park. Traffic control, cheering fans and a Fall Festival post-race celebration make this event a great way to kick-off the fall season. Overall Results Age Group Results The approximate 13 mile figure 8 trail course will start at Greenwood Furnace State Park, traverse Rothrock State Forest to Alan Seeger Natural Area and back to the park.

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How digital transformation can open up new pathways to sustainability for industry. The Metaverse has its sceptics but, like any new tool, it is how we use it that counts. From testing space exploration to growing plants underwater, it has the potential to be a virtual world to solve real-world problems. Please check directly with the nursery before making your visit to make sure that they have the roses you are looking for. Press Event 17 November 2022 Annual Press Conference 2022 We have released our fourth quarter results and the preliminary figures for fiscal year 2022 on November 17, 2022. Grillmasters all over the East Coast will find Ol’ Hick products near them, whether they live in Maine or Florida.

Little Loggers Trail Fest – North Bend, PA

Get to know the terminologies around the Industrial Metaverse – and learn what the Industrial Metaverse is all about. Keynote address by Roland Busch, President and CEO of Siemens AG, from the launch of Siemens Xcelerator – our open digital business platform. We're committed to helping you through every stage of growing roses - from selecting the right variety, to helping you give your rose the right care it needs to thrive. If any roses are damaged on receipt or fail to grow, we will replace them free of charge.

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Or how new ecosystems and platforms will drive the digital transformation. Our wood stove pellet dealers serve New England, the mid-Atlantic and the Northeast. Our softwood pellets for pellet stoves come from Quebec, where we can easily send pellets to stores throughout these U.S. regions. The Pennsylvania branch of Energex, home of our hardwood products, has an even closer location to our American partners. Our products have certification from the Pellet Fuels Institute Standards Program.

Chris Shultz Memorial Run – Millville, PA

Proceeds benefit the Middletown Area Historical Society’s mission to COLLECT, PRESERVE & TEACH about the great history of Middletown, PA Dauphin County and the surrounding area. Welcome to the area for enabling thought leaders to discover new ideas and perspectives. The content that we curate in this resource center focuses on how we can meet the grand challenges of our time by combining the real and digital worlds – transforming the everyday for a better tomorrow. Overall Results Age Group Results Come join us for a day of fun and excitement as the Borough of Penbrook, Susquehanna Township and St. Margaret Mary School hosts the Annual 5K Run and Walk. Proceeds from the event benefit St. Margaret Mary School – a family-oriented school serving over 300 students Preschool through 8th Grade. Overall Results Age Group Results Join us for the Annual Boalsburg Memorial Day Run.

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To stay in the program, our pellets undergo frequent and rigorous quality testing. However, we don’t stop at the PFI benchmark — we go the extra mile by implementing intense quality control and assurance processes. Every step of manufacturing involves testing for low ash content, minimal moisture and 100% virgin wood fiber. Consistency, quality, and customer satisfaction — that’s the Energex Standard.

digital transformation through Siemens Xcelerator and beyond

We are often asked to provide a list of nurseries that offer a selection of David Austin's roses for sale. Stock availability will vary from nursery to nursery and during the season. We have released our fourth quarter results and the preliminary figures for fiscal year 2022 on November 17, 2022. Siemens plant in Zug wins this year’s Factory of the Year award in the resilience category... Customers living in Pennsylvania can request bulk order delivery from our Mifflintown facility.

This course is hiker friendly and appropriate for mid-level and accomplished runners. The family event will be Disney Halloween themed including our popular Disney costume contest and various activities for all ages. Pixie Dust Wishes is a non-profit that grants Disney wishes to individuals with special needs/disabilities. Overall Results Age Group Results The Harrisburg Area YMCA Running Race Series is excited to announce the Select Physical Therapy Harrisburg Halfity-Half Weekend. This fun and challenging weekend will offer our runners the chance to try a non-conventional distance (Half/Half Marathon 6.55 miles) on Saturday along with a traditional (Half Marathon 13.1 miles) on Sunday.

Syracuse Ugly Sweater 5k – Syracuse, NY

To succeed in this highly complex task, small and large businesses alike need to rethink competition and partnerships. Strategic and technological perspectives on developments that change the way we live, work and produce. For example, how technology with purpose will help us to drive dematerialization and do more with fewer natural resources. How technological trends will help accelerate our progress on the path to a net-zero world.

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The course will take runners through the Algerine Wild Area and Red Run sections of the Black Forest Trail that are full of technical single track, streams, and awesome vistas. Overall Results Age Group Results The Wilderness City 5K presents a safe, healthy, and fun outdoor activity for the whole family. The trail encompasses Philipsburg’s picturesque Cold Stream Dam and recreation area, full of nature’s best offerings. There will be entertainment and prizes, and all proceeds benefit the Philipsburg Revitalization Corporation, a non-profit organization dedicated to reviving our beloved, little, historic town. The participant that runs the most loops in 3-hours will be the winner.

NY

The route will be marked with orange flagging and volunteers will be stationed at all road crossings. The course features two brutal ascents and descents with some recovery in between. The trails include a stream crossing, 3 footbridge crossings, rock gardens, mud, and some nasty scrambling.

Camp Cadet also provides the cadets with a chance to establish a positive relationship with law enforcement personnel and military personnel. Overall Results Age Group Results The Mifflinburg 4th of July 5K Race Committee invites you to participate in the Mifflinburg 5K Run. Bring your family and celebrate with us at the Mifflinburg Community Park. The day will be full of good food, friends and fun things to see and do. Overall Results Age Group Results The UPMC Harrisburg Half Marathon course starts on City Island and runs along the scenic Riverfront Park in the downtown Harrisburg community.

Siemens AG

EcoTransparency and the “blue” portfolio is Siemens’ approach for making the environmental performance of power supply products more transparent. A comprehensive portfolio for medium-voltage power distribution enables a more economical and responsible use of electrical power through the utilization of smart grids. The Siemens portfolio covers the whole spectrum of applications to design, finance, build, operate and maintain a modern smart grid and power distribution systems.

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Winter activities and demonstrations from 12-4pm include snowshoeing, cross country skiing, snowmobile rides, ice skating, horse drawn wagon rides, ice cutting, ice fishing and other winter fun. Overall Results Age Group Results Come join us for the Wyoming Valley Striders Annual Cherry Blossom 5 Mile Run / Annual Tim Thomas Memorial! This event will be held at Kirby Park when the stunning cherry trees are in full bloom. Tim Thomas was a local standout runner and ran for Bloomsburg University. Overall Results Age Group Results Join us for the "Getting Ahead of Poverty" race to benefit the Getting Ahead Foundation, a 501c3 non-profit organization located in Milton, PA! We host Getting Ahead programs in Lewisburg, Milton, and soon, Sunbury, where we provide life skills training including financial literacy and nutrition education.

Overall Results Age Group Results The Hills Creek Endurance challenge will feature a 3-mile loop around Hills Creek Lake featuring mostly single track trail. The start/finish and aid station will be at the Sugarbush Pavilion with a water only aid station approximately 1.5 miles into the loop. Those competing can register for the 3-hour, 6-hour or 12-hour option and complete as many loops as they want/can within the allotted time. Overall Results Age Group Results The Rainbow Run will kick off a day of community celebration and will be followed by a party in the Tommy Fairchild riverside park with food, music, art and fun.

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Life on the edge: Tour LA stilt houses in film and real life

Table Of Content Meet a designer online Are Stilt Homes Safe? Flood Protection Types of Stilt Home Construction Ten gravity-defying homes th...